Lain Agency Offers New Workers' Comp Program
George Harper, president of R.C. Lain Insurance Agency, Port Jervis, N.Y., announced the formation of the R.C. Lain Workers' Compensation Insurance Program, designed specifically for RV parks and campgrounds.
As reported in the current issue of The PCOA News, the program is exclusive to the Lain agency and is underwritten by the Ullico Casualty Insurance Co.
This program offers upfront discounts to RV parks and campgrounds that display superior loss control and have minimal claim experience.
"One advantage of a program designed for RV parks and campgrounds is the application of class codes that accurately classify employees," said Harper. "Proper classification can produce lower rates than the main campground class, which in most states is a building maintenance class.
The new program was developed in 2011, but Harper has a long history of providing insurance to RV parks and campgrounds, dating back to 1982. He was president of Tri-State Insurance Agency for over 30 years. He is now the owner of the Lain agency, which was incorporated in 1927.
R.C. Lain is a full-service independent agency licensed in 15 states. It represents 17 insurance companies providing all lines of business, flood and personal insurance as well as life and health insurance.
The R.C. Lain Workers' Compensation Insurance Program is widely available to the industry and can be contacted directly. Evergreen USA's recent alliance with R.C. Lain provides evidence of R.C. Lain's commitment to workers' compensation and personal insurance program.
In addition to offering the tailored workers' compensation program, R.C. Lain is also supporting Evergreen clients by providing coverages not offered within the Evergreen product line of RV park and campground insurance. These coverages include flood insurance, personal auto and homeowners insurance.